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- Students who have secured admission to a recognized foreign university.
- Must have a co-applicant (usually a parent or guardian).
- A strong academic background and proof of admission are typically required.

- Tuition fees
- Living expenses (accommodation, food, etc.)
- Travel costs (airfare)
- Books and study materials
- Health insurance
- Other educational expenses (like a laptop, exam fees, etc.)

- Secured Loans: Require collateral (property, fixed deposit, etc.).
- Unsecured Loans: No collateral needed but may have higher interest rates.

- Nationalized and private banks (e.g., SBI, HDFC, ICICI, Axis Bank).
- NBFCs (Non-Banking Financial Companies) like Avanse, InCred, and HDFC Credila.
- Government schemes like SBI Global Ed-Vantage, Vidya Lakshmi Portal.

- Typically ranges from 4% to 15%, depending on the bank, loan amount, and applicant profile.
- Fixed and floating interest rates are available.



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